the leading tech festival
for emerging markets



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STEP Money

STEP Money brings together banks, payment gateways, processors, fintech startups, regulators and more to discuss the latest in financial technology, blockchain, digital currencies, payments, lending, and wealth management.

What We Cover

Blockchain
Discussing how banks and governments are adapting to blockchain, and debating the gradual advancement versus disruption of banking and government processes.
Digital Currencies
Debating the evolution of crypto-currencies, how they're developing, and where they're heading, and, how banks and regulators are dealing with its independence.
Cashless Payments
Discussing strategies for a cashless economy, gaining the trust of traditional businesses and selling them cashless technologies.
Banking & Wealth Management
Talking about neobanks, and challenger banks. How financial planning technologies are meeting the consumer's needs, and how are banks reacting to consumers' undependability on them.
 

2020 Speakers

More Speakers Will be Announced Soon

Walid
Dib

Addenda

Walid
Dib

Addenda

Walid is the co-founder of Addenda, a blockchain Insurtech founded in 2018 that aims to bring trust back to the motor insurance industry, one block at a time. Originally an environmental engineer and certified insurance loss adjuster, Walid dedicated most of his free time since 2012 to learning about decentralized technologies.

Ahmed
Al-Balaghi

Encrypted

Ahmed
Al-Balaghi

Encrypted

Ahmed Al-Balaghi is the Co-founder of Biconomy and Founder of the Encrypted podcast which is MENA's largest podcast dedicated to blockchain and crypto-assets.

Fadi
Hindi

Algofy.ai

Fadi
Hindi

Algofy.ai

Fadi Hindi Hindi Senio Partner of Xische & Coʼs DigitAl, EO and Founder of Algofy.ai Artificial Intelligence, Digital & Business Transformation Expert   &    A strategic leader, digital innovator and artificial intelligence transformational leader, Fadi Hindi is the co-founder and partner of Xische & Co.’s DigitAI, a company specialized in digital transformation, helping government entities and corporates leverage disruptive technologies to prepare for Industry 4.0. With over 30 years’ international experience reinventing organizations and working in C-Suite for governments and global brands, including Pfizer, Bank of America, Takaful Emarat, DEWA, Smart Dubai, Dubai Customs, and Dubai Government, Fadi Hindi was first inspired by emerging technology in the 90’s, working in University labs on artificial intelligence and rovers for the Mars mission. In 2016 Fadi co-authored the Dubai blockchain strategy towards a paperless Government in collaboration with the Dubai Future Foundation. Known for driving organizational culture shifts, designing and implementing innovation agendas and leading complex business turnaround, Fadi has many success stories where he completely transformed large organizations and failing projects. An international keynote speaker, Fadi speaks on emerging technology, leadership and building organizations that are prepared for the future. When he’s not listening to music, inspired by art or tinkering with engines in his garage, Fadi is a board member at Xische & Co., a boutique strategy consultancy, and the start-up Addenda Ltd., where he works closely with the co-founders to develop to make their company the fastest growing blockchain insurer in the Middle East. Specialist in innovation management, strategic operations planning & execution, marketing / brand management, strategic partnerships, culture transformation, insightful business analytics, robotics, fintech, blockchain, and deployment of effective Artificial Intelligence solutions.

Mirna
Sleiman

Fintech Galaxy

Mirna
Sleiman

Fintech Galaxy

Mirna Sleiman is the founder and CEO of Fintech Galaxy, an open innovation and crowdsourcing platform that promotes financial inclusion, connects the fintech ecosystem and supports institutions in their digital transformation strategy. Has more than 15 years of experience in government relations, business strategy, digital communications and journalism. Driven by passion for innovation and positive impact, Mirna has a track record in leading digital transformation projects, marketing comms strategies and global partnerships with public and private entities, focusing on knowledge economy development, regulatory infrastructure and financial markets. Managed public sector business for Thomson Reuters across 22 MENA countries and partnered with international organizations to promote innovation and social change. Spent more than 10 years as a financial journalist with Reuters, Dow Jones, The Wall Street Journal and Zawya. Certified from MIT university in Fintech and ecommerce, and Digital Marketing and Communications from Columbia University. Mirna has an Executive MBA from City University of London in Innovation and Entrepreneurship.

Ransu
Salovaara

Likvidi Securities Ltd.

Ransu
Salovaara

Likvidi Securities Ltd.

CEO of Likvidi, a financial firm based in Dubai focusing on blockchain bond issuance and secondary market trading. Over 5 years experience in the blockchain industry as an advisor for digital asset issuance and fundraising.

Muhannad
Ebwini

HyperPay

Muhannad
Ebwini

HyperPay

Muhannad Ebwini, is the Co-Founder and CEO of HyperPay. With over 20 years of experience in the online, eCommerce, gaming, and payment industries, Muhnnad was able to lead the business to its current position as one of the Middleeast’s fastest growing and widely successful online payment businesses. It is regarded as highly innovative and is seen as one of the new generation payment service providers. The company has offices in Riyadh, Dubai, Amman, and Cairo.

Mark
Ferguson

Aion Digital

Mark
Ferguson

Aion Digital

Mark Ferguson is the Sales Director of Aion Digital – based in Bahrain; helping banks to go digital with certainty. He has more than 25 years sales and management experience with world-leading software and services companies; specialist in banking, fintech, and optimised business processes. For 12 years at SAP and PSI he managed multi-function teams to initiate and manage major global client relationships – with strong focus on UK, Europe and Asia. Mr Ferguson’s international management experience helps Aion Digital create software solutions that enable our banking customers to compete in changing markets; and go digital faster, cheaper and with certainty; Artificial Intelligence capability delivers significant ROI. Mark believes that strong customer focus and world-class teamwork are critical to successful long term customer relationships.  

Fiona
Kirubi

Gateway Global

Fiona
Kirubi

Gateway Global

Over the last 10 years Farha has accumulated skills in finance working in advisory roles managing clients wealth and investments across Middle East, Africa, Asia and Europe. With strong international experience Farha brings expertise in regards to the African and GCC region and a global network of the highest levels. She is passionate about economic inclusion and transformation and works on fintech solutions as well as edutech solutions to empower communities economically, socially and transform personally. Farha sits on the board of 2 charity foundations and works tirelessly towards improving the lives of over 500 children at her orphanage.  

Alicia
Sornson

Village Capital

Alicia
Sornson

Village Capital

As the Manager for Programs and Partnerships in MENA, Alicia leads Village Capital’s work in the region. Alicia runs the MENA component of Village Capital’s collaboration with the MetLife Foundation around financial health and manages relationships with regional partners. Prior to joining Village Capital, Alicia worked with Ashoka in Istanbul, Turkey, where she resided for many years, as well as other NGOs in Washington DC. Alicia holds a Master of Arts in Conflict Analysis and Resolution from Sabanci University and a Bachelor of Arts in International Studies from Susquehanna University.

Arshad
Khan

Arabian Bourse

Arshad
Khan

Arabian Bourse

Arshad has diverse expertise in the complete financial markets eco-system. Being at the helm of several financial exchanges, from inception, he has detailed insight in setting-up and managing large financial exchanges. With 22 years of experience out of which 15 years in the gulf countries, he established strong business relations with regional financial institutions and regulatory authorities. In 2008, Arshad established Bahrain Financial Exchange regulated by the Central Bank of Bahrain. As a Board Member of the Dubai Gold and Commodities Exchange and its’ clearing corporation for 5 years, Arshad was part of the core team that established the exchange in a record time of 12 months from conceptualisation to its launch in 2005. Before that he played key role in the establishment of the Multi Commodity Exchange of India in 2003. MCX has become one of the largest commodities derivatives exchanges in the world. Currently, he is the Co-founder & CEO of Arabian Bourse which is a pioneering crypto asset exchange and custodian being established in the Abu Dhabi Global Market. Additionally, if that wasn't enough, Arshad has created 3 unicorns to date with his core team.

Frederik
Bussler

Invictus Capital

Frederik
Bussler

Invictus Capital

Frederik Bussler is a consultant at Invictus Capital and Founder of the Security Token Alliance, the industry's largest think tank with over 100 partners. As a public speaker, he has presented for audiences including IBM, Nikkei, Slush Tokyo, and the Chinese government, and is featured in outlets including Forbes, Yahoo, Thrive Global, Hacker Noon, European Commission sites, and more.

Sonny
Mohanty

Latoken

Sonny
Mohanty

Latoken

Sonny is the Regional Director of LATOKEN based in Singapore. Sonny has over two years of expertise and experience in the field of Crypto and the Blockchain technology. Sonny has attended and spoken at various Blockchain conferences through out the world over the years. Besides being at LATOKEN, Sonny is an entrepreneur who believes and invests in projects that affects Climate change and Sustainability.

Loredana
Manushaqa

Pearson

Loredana
Manushaqa

Pearson

Loredana is a determined and dedicated professional that interlinks existent Business Strategies with technology. Bringing both Conventional and Innovative business models into the digital transformation world. Loredana has a background in Innovation Management, Training, Fintech and in working closely in the Startups and entrepreneurial ecosystem. Loredana is a Certified Blockchain Solution Architect as well as a Certified Blockchain Business Foundations professional. While holding a Master of Science in Blockchain Applications and Digital Currencies, she is also a researcher and educator in the sector that aims to deliver value in this fast-changing industry.

Daumantas
Dvilinskas

TransferGo Ltd

Daumantas
Dvilinskas

TransferGo Ltd

Daumantas Dvilinskas is a serial entrepreneur and advisor to startup founders, currently co-founder & CEO at TransferGo. Previously he co-founded Pinevio.com and “Green Trends”, of which he was also CEO. He graduated from Business Studies at Lancaster University in 2010. He has always been business-orientated and has had interest in focusing his efforts on creating something new and innovative that would add value to society, and he firmly believes that FinTech fascinatingly enables this. As one of the co-founders of TransferGo, he believes he is finally fulfilling this dream, not only by leading a successful business but also because the business is making a real difference and helping people to enter a middle-class lifestyle.

Hosam
Arab

Tabby

Hosam
Arab

Tabby

Hosam Arab is the CEO of Tabby, the region's first Buy Now Pay Later solution. He was previously Co-Founder and CEO at Namshi, the Middle East’s premier online fashion destination which was fully acquired by Emaar Malls for $280 million. Prior to co-founding Namshi, Hosam worked in Private Equity with Waha Capital in Abu Dhabi, managing Waha's portfolio of assets. A UAE resident for more than 30 years, Hosam earned a Bachelor's degree in Electrical Engineering from Canada’s Queen's University and holds an MBA from Harvard Business School in Boston.

Talal
Bayaa

Bayzat

Talal
Bayaa

Bayzat

Talal Bayaa, Chief Executive Officer and Co-founder of Bayzat Talal Bayaa is the CEO and co-founder of Bayzat, a UAE based technology start-up that empowers businesses with smart insurance & HR solutions. As Chief Executive Officer, Talal is responsible for providing the vision, overall leadership and strategic management for the company as well as ensuring the highest quality of the services provided. Prior to setting up Bayzat, Talal worked for a private equity & corporate finance firm, followed by two years at an investment bank. After sensing an opportunity in the financial products market, Talal started Bayzat with his school friend and now co-founder Brian Habibi. The duo led Bayzat to where it is today and is now known widely as the company that provides insurance and smart HR solutions that simplify and empower lives with using world-class technology. Talal studied bioengineering at the University of California, Los Angeles, USA. He is a CFA Charter holder as well as finance, investment, and banking expert. During his free time, the 32-year-old Palestinian-American entrepreneur enjoys being outdoors and travelling.

Hadi
Radwan

Aqeed.com

Hadi
Radwan

Aqeed.com

Hadi is the CEO of Aqeed.com, an insurance technology company with a vision to power the insurance industry using platform-as-a-service technology

Daniel
Diemers

Strategy&

Daniel
Diemers

Strategy&

Dr. Daniel Diemers studied economics at the University of St. Gallen HSG and has a Ph.D. in Virtual Communities. In 1997 he won the European Honeywell Futurist Award and his book Virtual Triad: Cyberspace, Cyborgs and Artificial Intelligence was published in 2002. As an entrepreneur and founder, he worked in the field of internet-based early warning systems. Since 2005, he has been advising banks, corporates and regulators across Europe and Middle East on strategy, digitisation, fintech and distributed ledger technology. He also acts as the PwC Head of Blockchain EMEA and works closely on topics such as blockchain, crypto and tokenization. Daniel is co-founder of Swiss Finance + Technology Association and Crypto Valley Association, member of fintechrockers.com, angel investor and closely associated with the international fintech and blockchain community.      

Jayesh
Patel

Liv. by Emirates NBD

Jayesh
Patel

Liv. by Emirates NBD

As the Head of the fastest growing bank in the Middle East, Mr. Patel was responsible for the set up and launch of Liv. the first digital-only lifestyle bank. The mobile-only lifestyle bank is part of a long term strategy by Emirates NBD (UAE’s largest retail bank) to define the next generation of banking by building a digitally-native bank. Focusing on Zillennials (millennials and Gen Z), Liv. helps in enhancing their finances as well as their lifestyle in one app. With more than 14 years of consumer-centric innovations and changes across various industries, Mr. Patel has a strong regional experience and is currently an active member in the Fintech and Angel investment community in the Middle East and North Africa (MENA.)

STEP Money Partners

STEP Money Ecosystem Partners